.....Tom Stolecki I will not only find you the lowest rates possible. ..... ..... I will show you how to pay your mortgage off faster. ....

Tel. 416 873 6660

Fax 905 785 3675

Buy-down

"Paying down" the mortgage rate by paying the lender a premium at time of funding. This is often used as a marketing feature by new home builders, particularly on high ratio second mortgages.

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