Regardless of how certain you are that you will qualify for a
Mortgage, it is always an excellent idea to formalize this certainty in a prequalification certificate from the mortgage lender of your choice. This will officially address any questions about whether or not you qualify - including your eligibility for the various programs - and enable you to make a firm offer for the home of your choice. As most Realtors will tell you, a firm offer adds an awful lot of leverage to price negotiations!
After you buy your home, simply send in the property and offer details, along with any other information requested, and your actual mortgage can be approved within hours.
Mortgage avance and counsel > First Time Home Buyer
